MORTGAGE SERVICES & ADVICE
Helping You Find the Right Mortgage
Whether you are buying your first home, moving house, remortgaging or raising additional funds, I can help you understand your options and find a mortgage that suits your needs.
Expert Mortgage Advice
As a mortgage broker, I work for you, not the lender. This means I can search across a range of lenders and guide you through the process from start to finish.
- First-time buyer mortgages
- Moving home
- Remortgaging
- Debt consolidation
- Raising additional capital
- Self-employed mortgages
- Employed applicants
- Home improvement borrowing
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Making Mortgages Simpler
Finding the right mortgage can feel overwhelming, especially when lenders all have different criteria and every client’s circumstances are unique.
My role is to make the process feel clearer and more manageable. I take the time to understand your situation, priorities and future plans before researching suitable options and explaining them in straightforward terms.
Whether you are:
- Buying your first home
- Moving to a new property
- Reviewing your current mortgage deal
- Borrowing additional funds
I will guide you through each stage and help you feel confident in the decisions you are making.
Support for More Complex Circumstances
I can also help clients whose situations may not be completely straightforward, including:
- Self-employed applicants
- Multiple income sources
- Changing employment
- Existing credit commitments
- Complex affordability situations
Guidance From Start to Finish
From the initial conversation through to:
- Mortgage application
- Mortgage offer
- Completion
I will be available to answer your questions, liaise with lenders where needed and help keep everything moving as smoothly as possible.
A Personal Approach
A mortgage is often one of the biggest financial commitments you will make, so it is important that the advice you receive is based on more than just the interest rate.
I look at the wider picture, including:
- Affordability
- Monthly budget
- Product flexibility
- Fees and charges
- Your future plans
This helps ensure that any recommendation is suitable for both your current circumstances and your long-term goals.
What my client's are saying....
Kerry was awesome in everyway!!
A total one stop shop really, very helpful, very knowledgeable & very easy going as a person. I would never have been able to get a mortgage and protection without her and I'm very grateful for all she has done.
I feel safe knowing that from here on in that I have Kerry in my corner.
Danny
I first met Kerry when I was looking for a mortgage advisor.
Kerry sorted out my remortgage at the time and has since helped us to move home. She also sorted all my insurances.
More recently she has been very supportive in helping with sorting power of attorneys and a will for my husband.
Tamsin
Kerry provided us with options regarding borrowing against our current mortgage and worked within our monthly budget to find us the best protection policies to suit us should the inevitable happen, ensuring that we are financially secure.
Kerry provided competitive options and was extremely helpful in working with us to find the right solutions.
Lynn
Ready to Discuss Your Options?
Get in touch today for friendly, professional mortgage advice tailored to your circumstances.
23 Lamb Park, Par, Cornwall PL24 2DR
IMPORTANT NOTE
Horizon Mortgages and Protection Ltd advises on mortgage products and protection policies.
Horizon Estate Planning Ltd advises on Wills, Trusts and Lasting Powers of Attorney.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice, the exact amount will depend on your circumstances. Wills are not regulated by the Financial Conduct Authority.
Horizon Mortgages and Protection Ltd is an appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 10625787 | Registered Office: 23 Lamb Park, Par, Cornwall PL24 2DR
Wills are not regulated by the Financial Conduct Authority.
Horizon Estate Planning Ltd - Registered Office: 23 Lamb Park, Par, Cornwall PL24 2DR | Company number 10625489