ESTATE PLANNING | MORTGAGE & PROTECTION ADVICE
Protecting you, your family and your future
Life does not always go to plan, but having the right advice in place can make all the difference.
At Horizon, we help you review the key areas of your financial life, from your mortgage and protection needs through to Wills, Trusts and Lasting Powers of Attorney. Our aim is to give you clarity, reassurance and a plan that supports you and your loved ones, whatever life may bring.
INCOME PROTECTION | LIFE INSURANCE | SERIOUS ILLNESS COVER | WILLS & TRUSTS | LASTING POWERS OF ATTORNEY | EMPLOYEE BENEFITS
Is it time for a Financial Health Check?
A solid financial plan starts with understanding what you already have in place, where the gaps may be, and what could happen if life took an unexpected turn.
Many people put off reviewing these areas because they feel too busy, too complicated or too uncomfortable to think about. But taking the time to get your ducks in a row can give you and your family real peace of mind.
You may want to consider:
• How long would your household manage financially if you were unable to work due to illness or injury?
• Is your life insurance still suitable for your current circumstances?
• If you were diagnosed with a serious illness, what would that mean for you financially?
• If you are a business owner, have you protected your key people against long-term sickness or premature death?
• Do you have an up-to-date Will?
• Have you appointed guardians for your children?
• Is your life insurance written into trust?
• Do you have Lasting Powers of Attorney in place?
• Have you reviewed your mortgage in the last 12 months?
• Are your household bills becoming harder to manage?
• Could you save money across your household bills, or benefit from an additional income stream?
Getting the right advice in place
Whether you are buying a home, protecting your income, planning for your family’s future or reviewing your wider household finances, we can help you understand your options and make informed decisions.
Our approach is simple, friendly and practical. We take the time to understand your situation, explain your options clearly, and help you put the right plans in place.
What my client's are saying....
Kerry was awesome in everyway!!
A total one stop shop really, very helpful, very knowledgeable & very easy going as a person. I would never have been able to get a mortgage and protection without her and I'm very grateful for all she has done.
I feel safe knowing that from here on in that I have Kerry in my corner.
Danny
I first met Kerry when I was looking for a mortgage advisor.
Kerry sorted out my remortgage at the time and has since helped us to move home. She also sorted all my insurances.
More recently she has been very supportive in helping with sorting power of attorneys and a will for my husband.
Tamsin
Kerry provided us with options regarding borrowing against our current mortgage and worked within our monthly budget to find us the best protection policies to suit us should the inevitable happen, ensuring that we are financially secure.
Kerry provided competitive options and was extremely helpful in working with us to find the right solutions.
Lynn
Feel free to ask me how I can help
Tell me a little bit about what you need.
23 Lamb Park, Par, Cornwall PL24 2DR
Important note
Horizon Mortgages and Protection Ltd advises on mortgage products and protection policies.
Horizon Estate Planning Ltd advises on Wills, Trusts and Lasting Powers of Attorney.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice, the exact amount will depend on your circumstances. Wills are not regulated by the Financial Conduct Authority.
Horizon Mortgages and Protection Ltd is an appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 10625787 | Registered Office: 23 Lamb Park, Par, Cornwall PL24 2DR
Wills are not regulated by the Financial Conduct Authority.
Horizon Estate Planning Ltd - Registered Office: 23 Lamb Park, Par, Cornwall PL24 2DR | Company number 10625489